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Coincidently, I recently checked my credit history through Equifax online. It's free once a year, but they don't provide FICO scores for free.
I'm above 800 (according to our last refi) and have had lots of inquiries. They are mostly from finance/mortgage companies sending junk mail. We must get 20 offers a month for every credit card and home equity line imaginable. American Express is probaby the worst. There were inquiries made by credit companies I use so it appears they are checking on their current customers too. Not sure how much weight to put on inquiries.
I had something like 7 open accounts and 16 closed accounts. Never had a collection or charge back.
Wish I had printed out the results.
Last edited by TerryH; 10-27-2006 at 09:55 AM..
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