[motion]

So I'm getting inundated with 0% until 2008 credit card offers. I usually get a couple a day, but to be honest, I toss them because I already have all the cards I need. I'm wondering if they are *really* 0%? I know that they are initially, but if you slip up on any of your other cards or accounts, going a day over the due date, they can nail you for 30% or whatever the going max rate is, without even telling you. Just wondering how many of you have the 0% cards and if they stay that way or change unexpectedly.

I went ahead and went for the Chase offer a couple weeks ago and received my card a couple days ago. Wondering what to expect... funny, though, that as soon as I received the Chase card, those (&(&(&(^&*^%*&s started calling me 5 times a day to offer me more crap. I asked to speak to a supervisor and insisted they remove my name from their lists.... so far, so good.