[pwd72s]

Originally posted by cool_chick
Congrats.

Now burn them.

Those credit card companies are a ripoff. I refuse to use them except for business travel. I won't give them a red cent. I use debit only.

Though, my mom has Discover she faithfully pays off every month, and she gets money back at the end of the cycle (sometimes 100 dollars or more). She charges everything, and pays it off each month. She's never paid a dime of interest. But that takes willpower which many don't have...

You have a wise mom. By all means, use credit cards...but only use them when you already have the cash waiting to pay the bill. Cindy & I have never paid a dime in credit card interest....