Quote:
Originally posted by cool_chick
Though, my mom has Discover she faithfully pays off every month, and she gets money back at the end of the cycle (sometimes 100 dollars or more). She charges everything, and pays it off each month. She's never paid a dime of interest. But that takes willpower which many don't have...
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My wife and I have a shared Visa that we put EVERYTHING on, and pay off every month. Makes budgeting a lot easier, because we can check in at any point and see if we're above/below our monthly "budget". Side benefit is that after 2 years, we have enough points to fly anywhere in North America.