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I'm a financial moron but I'm smart and lucky enough to be around people who are very savvy when it come to money (successful business owners, investors) and as I remember when I asked they all told me that unless you can use it as a business write off it's a very bad deal.
YMMV
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Gary Fisher 29er
2019 Kia Stinger 2.0t gone 
1995 Miata Sold
1984 944 Sold
I am not lost for I know where I am, however where I am is lost. - Winnie the poo.
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