[David]

You can always sell the car. We bought a car from an individual that was on a lease. They actually had a little equity after two years and we paid $1000 less than private party value. I should have asked how much they put down.

When ever I've done the math it's been cheaper to buy the car and sell it in a few years. You pay a bit more per month, but you build equity much faster. Kind of like a 15 year mortgage vs a 30 year.