I work for the PD, and I have to say our credit union is better than most. We have an 80/20 loan, on roughly 250k. We got an incredible interest rate that neither of our banks could touch. Our mortgage turns out to be $1625 for the first 20 years, and $1200 the last 10. The 20% loan is paid off in 20 years. That is if we pay the minimum, which we don't. Our schedule has us paying this off in a little over 22 years.
Gotta love those PD credit unions...
