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Direct deposit everything
debit all the monthly bills
use a credit card to buy chewing gum (never carry cash)
Never go near a bank and the only effort is to look at the statement at the end of the month.
This worked great until
Payrol for the comapny you work for loses a laptop with your SSN, Bank account routing numbers etc and they reccomend you close that account.
Now try to remember all the direct deposits you authorized.
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