[stomachmonkey]

You should report the no insurance driver.

Odds are he has other violations and his license may not be valid.

You'd be doing society a favor.

As far as you not carrying a vaild card with you that's no big deal. It's meant to show proof of an in force policy.

If they write you for it you simply send along or take to court proof that you were insured at the time and the ticket goes bye bye.