Quote:
Originally posted by Rick V
An uninsured person can ruin a family. IE, he hits a young couple living paycheck tp paycheck.............he has no insurance................they have lots of hospitol bills....................they are responsible for the payment to the hospitol..........................bankrupt.
Turn the moron in. JMO
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The minimum liability limits required in most states is so low that, for those who carry the minimums, they might just as well have no insurance if they were the cause of a major accident.
You have to protect yourself by carrying enough un-insured and under-insured coverage.
More specific to Rondinone's question:
I doubt that your telling the police alone would be cause to get this guy ticketed; the police would probably have to stop him while on the road before they can ticket him.
It sounds like you really have no loss in this case, so you really have nothing to gain personally by reporting him. You might help someone else if you report him and it effectively forces him to get insurance and he causes damages at some later date for someone else. He'll only get minimum coverage -- I guarantee that -- so it won't be a situation were anyone will be helped if he caused a really serious accident.
As mentioned already, there could be more serious issues behind why he doesn't have insurance too.
Rather than contacting the police directly, you could just relay information about the incident to your insurance company and let them notify the authorities if they wanted to, but I would suspect that with no damages for you, they wouldn't do anything.