LOL....gotta love the pelican board ...good (life) lessons on every page!
Interestingly, I am not her age, but still don't listen to my elders all the time.

And sometimes I'm right not to, because it's not always about the answer, sometimes it's about the journey, and the learning experience getting there....
So, my advice (worth 2 cents, at best,

) is to make sure nobody gets hurt in this deal, and if anyone does, it should be the person benefitting....that's you.
In a way, this is a deal with the devil, and if your parents agree, I hope you bend over backwards and hold up your end... no matter what....and not because of the consequences (of losing the car), but as a matter of honor. It could be a good life lesson....