[Chocaholic]

Not spoiled? Are you kidding?

To me, this is a perfect commentary on the way us baby boomers are raising our kids. Many of us worked our tails off for our first, and every car we've owned. Made a few mistakes along the way, but the risk was not mom and dads, and certainly not grandmas. That's how you learn to take responsibility for yourself...and its the only way.

I hope I never read a thread like this posted by any of my kids.

We learned recently that your SC is not, in fact, your SC. That's good news. You have a nicer dad than I am, that's for sure.

Here's some more advice you should at least consider:

Grow up. Study hard. Graduate with honors. Get a good job. Buy your car. Get on with life. In that order. Don't even think of taking an elderly relative's money on the false pretense that it's a smart thing to do.

Sorry for being a bit harsh. This isn't what you wanted to hear, and in the end, it's your money...er, wait...no it's not. It's your conscience. If you exercise some maturity and restraint now, you won't regret it. I promise.