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I personally would not volunteer to either insurance company that the driver of your car is employed by you and used the car in the discharge of her duties. They would probably raise your rates.
IMHO, you should turn it over to your insurance company to collect from the other.
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74 Targa 3.0, 89 Carrera, 04 Cayenne Turbo
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"The problem with socialism is that you eventually run out of other people's money"
Some are born free. Some have freedom thrust upon them. Others simply surrender
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