[Porsche-O-Phile]

It's an easy decision for me: I can't afford 20% of anything I'd want to live in out here and I refuse to take a sucker loan like so many other dip****s have done in recent years. As such, I pay down my debt and continue to put money into savings and investments. Seems to be working okay - I'm wealthier now than I've ever been in my life. Still much room for improvement, but I'm glad it's moving in the right direction (finally) after years of getting screwed.