[SlowToady]

With student loans and the car note? My net worth would be right around -$15,000.

Plan for the summer is to put away enough each month to pay for 2 months of the car note, and still save some money so that I'm not in the spot next year I'm in now.

Plan is similar for school loans after college; I'm going to pay them off as quickly as possible. Owing someone money is NOT something I'm used to.

2 years ago I had my 944, paid for in cash, $9K in the bank and $1000 in my sock drawer. Not a lick of debt...My how times change...

Was sitting around talking over some beers with my two good friends and we got to talking about how much money we've pissed away after we tried to figure out how we would ever afford a house, furnishings, and a car. Figure I've spend on the order of, say, $35,000, might be more, @20 years old. Looking back, I wish I would have saved more, driven less (not at all?!?!) and ridden my bike more.

I'd estimate we have a few (or more than a few) guys who fall at a million plus.

edit:

How did I get to where I am? Was kicked out after I graduated High School, and found out not living at home is pretty damn expensive. Also lost my job, making it more expensive; car insurance alone was $250/mo. That took away my liquid assets, then I started working again and saving some money, but had to pay tuition and books at a community college. Back to broke, but still working. Hit and run forces new car purchase, putting me -$9K. Then I decided to go to college, and I have student loans.

It could be far, far worse so I'm not complaining...