lenddaddy, I ride a road bike, and I have some nice loud biking jerseys myself. Plenty of nice tight spandex shorts as well.
But I know where you are coming from with the 'latte' crowd. Here in Seattle, you will have droves of these guys show up in matching jerseys, riding $5000 titanium road bikes......to sip latte. They sure don't look like they got real sweaty on the 3 miles they road to the cafe.
Lets just say what needs to a said: Biking outfits are for fellas that are bit light in the loafers.