[notfarnow]

My wife's philosophy is that you should ALWAYS live paycheck to paycheck. As soon as she has extra income and finds she has extra cash, she increases her payments against loans or contributions to retirement savings. I've never met anyone else like her, she is a machine.

Her parents overspent horrendously and spent their lives aquiring stuff and living miserably, and I guess that affected her. She's a bit obsessive cumpulsive about it, but it keeps me on the straight and narrow. Also helps me save for toys, whenever I want to blow cash on something, she reminds me I'm supposed to be saving for a 911.