[greglepore]

+1

I'd just add that most PI atty's aren't interested in reviving judgments until one spouse dies or chasing assets that aren't easy, unless the defendant is wealthy enough that the exposure is "easy pickings". 99 times out of 100, the plaintiff takes the policy limits and moves on to underinsured motorist coverage if its available. While the underinsured carrier can subrogate, they rarely do.