Quote:
Originally posted by WolfeMacleod
She makes $15/hr. And has $7000 credit card debt.
She's sick and tired of her job, and wants to quit.
She wants to move into a larger place.
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TELL her (don't ASK her) that she will immediately stop ALL discretionary spending and put every cent of her $15/hr toward paying off that credit card debt.
Pay all of her bills, including her lunch and gas money, out of your own pocket during the time that it takes to pay off that debt (As Bill Clinton would say, "feel her pain"). Take her out for a nice dinner and movie EVERY Saturday night during the pay down period. Constantly encourage her and tell her how proud of her you are.
When the credit card is paid off, let her quit her job OR buy her a bigger house.
3.5 years into this marriage, you better hope that it is not to late to Re-Program her....
p.s. Send her parents a Thank You card for failing to teach her about money.