Stupidity/Ignorance is multi-national, multi-cultural. I had two Cuban kids run a red light and pass between me and the car in front of me (I was the second car proceeding through the intersection). I leaned on my horn and they kept smiling and talking to themselves as if nothing happened. Didn't even blink. It was a game to them...fun even.
And I'm
absolutely certain they were fully insured to the max. I'm guessing $100k/$300k...