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We used to have two separate Captial One cards. With a credit score near 800, no late fees, and no income issues, Captial raised our rates on both cards from 6.9 to 10.9. They did this over a 3 year period. We no longer use those cards as we have rates of 7.9 still on two other cards and they offer gasoline rebates and other perks.
For whatever reason, after a 10 year relationship, Captial doesn't want us as card customers. Oh well, their loss. Funny thing is they will give us a large ($20K) unsecured pre-approved loan at 7.5% with no paperwork.
Capital did have a nice frequent flyer program with any airline.
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