[Zeke]

I just did a search here on this and I can't believe this hasn't been discussed ad infinitum. Which is the bast path and how to handle the repayment? Personally, I prefer a fixed payment amount on a fixed interest. The problem is I don't know how much I need. I just want to tidy up a few unfinished remodeling projects in the event I have to bail (which seems very likely). I've got plenty of equity left even as it decreases daily ($50K so far this year). None of the timing is set, if I could make it here another 3-4 years, that would be great.

But, there's no work. So, I might as well employ myself to get things in order. I haven't written an estimate as a result of advertising in 4 months. I do get some spill over work from referrals as I do pretty nice work. But, I'm reduced to doing handyman work now after a fairly illustrious career as a master carpenter. I'm just not that interested in pursuing this kind of life. Shoulda gotten out years ago. I was having too much fun, I guess.

Sorry for the mini rant, let's talk loans.