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I think BofA has an equity line where you can lock in portions to fixed as you see fit.
If you can tell me the loan amount size, and the combined-loan-to-value (CLTV) of your 1st & proposed 2nd (the percentage of appraised value the two loans add up to), I can tell you what Citibank's rates are. For example, with a very good FICO, for a $150K line or above to 80% CLTV, their best rate is prime - 0.25% = 8%. Fixed 7.3%. Zero closing costs.
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