Quote:
Originally posted by widebody911
Personally, I think insurance should be 'no fault' - your insurance covers your own ass, irrespective of fault. Buy as much or a little insurance you think you need. It would cut down on the ambulance chasing as well.
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Funny thing is, states with no fault have the highest premiums of all. It takes personal responsibility out of the equation. It also turns into a playground for trial lawyers, insurance fraud, and medical billing fraud.
Get on any insurance website and get a quote saying you live in Minnesota, Florida or Michigan.
Then enter exactly the same information but give an address in Illinois on any non PIP/MPC state.