Thread: buy or rent?
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Join Date: Oct 2000
Location: Lincoln, NE
Posts: 16,548
Todd, the interest and property taxes paid only reduce your taxable income. They are not a dollar for dollar reduction on taxes owed. For example in the tax year 2006 our mortgage interest and property taxes amounted to $17,357. This only reduced our actual federal income tax owed by $2343.00. Our house payment is $1500 per month. Our property taxes amount to another $200 per month. You can see that our monthly payment is only reduced by about $200 per month when you factor in the tax benefits of owning. In your case you are $$$$ ahead by renting.
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Kurt V
No more Porsches, but a revolving number of motorcycles.
Old 07-02-2007, 08:11 AM
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