richard,
+1 on joe's suggestion to perhaps find a partner. in general, for an airplane at that price range, if you're not going to fly it at least 20 hrs. per month it may not be worth buying one, but rent instead..or going the partner route. thought you were in socal? have you moved to montana or just visit often and plan on keeping the plane up there? i recommend the high-wing plane as well for a vfr-only pilot for the visibility..and the metal hull for the climate. if you aren't planning on carrying folks that often, you might consider a c-152..they're a lot of fun and you could buy in the 20-25k range for a good one..or a c-150. i'm 6'2" and 225 and routinely train guys who weigh as much as 200 lbs. in these 2-seaters. just don't purchase more airplane than you really need.
fwiw, i was a professional jet pilot for years like joe, but left it to return to general aviation. i'm a professional flight instructor now - meaning i do it for a living, not to build flight time. if i can help with any questions you may have about your training, don't hesitate to ask. shoot me a pm, and i'd also be happy to provide my cell for questions. too bad you aren't learning in arkansas. good luck!
ryan