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I haven't read all the posts, but in your first post, that's not "karma" or anything mystical at all. That's a false causation argument.
Your exchange with her was merely a snapshot of her poor business practices. Businesses (esp those that offer highly discretionary goods or services) that are run poorly fail. That's not karma, that's just business.
Your business has not been successful by "karma" or "luck," but instead by work and design.
It always surprises me how many people really believe in mystism and superstition. I guess it helps to make life easier for many.
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