[legion]

I'm very sorry to hear this Speedy. This is a tough situation.

I would stay away from her, but I understand how it's tough to do to family.

I would say that it is highly unlikely that her health insurance will come after you. I would say that your real worry is her suing...and then your homeowners policy would cover you.

I got myself an umbrella policy a few years ago when my dad died...it has much higher limits for lawsuits than a basic homeowners policy. Most insurers will not offer them unless you have your house and all of your cars insured with them, but for me it is worth the peace of mind.