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Its fantastic that the kids are ok, and the wife is seemingly without permanent injuries. I'm sure a lot flashed through your mind when you heard there was an accident, and it was a relief to find out they were all ok.
CONSULT a lawyer. You may not end up actually pursuing anything, but keep your doors open and don't close any. I don't think people here are suggesting you go the lottery route, but rather be in a position to get what you need if it turns out that its needed. This is 'merica, and you need your lawyer.
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