Oil refining companies, (not oil producing companies) such as tesoro, Valero, frontier oil.
Tesoro was just added to the S&P 500 this week. It's getting bigger fast. It should mimic the meteoric climb that valero experienced over the past 5 years or so and take off in early spring.
These stocks are down quite a bit this quarter, but that is a normal seasonal turn. they go down in the fall and up in the spring.
Over the last 5 years I've averaged at least a 100% ROI per year. Not too shabby especially when it is compounding every year. That turns into about a 1600% profit. since I had almost every penny to my name including my 401K invested in TSO and VLO, I did very well.
It probably won't continue that steep of a trend but I still think it's going up.
Why use the money to pay off a 6% loan when you can make 30% or better, pay off the loan, and have a bunch left over?
2007 Stock Data Close YTD%Change
Tesoro [NYSE:TSO] $49.70 51.13
Valero [NYSE:VLO] $68.26 33.42
Sunoco [NYSE:SUN] $73.37 17.66
Frontier [NYSE:FTO] $43.27 50.56
Holly [AMEX:HOC] $62.03 20.68
Western [NYSE:WNR] $41.77 64.06
Alon [NYSE:ALJ] $35.28 34.09
Delek [NYSE
K] $27.80 69.62