[sammyg2]

I know people who make twice what I make and they are only a paycheck or two from broke. Nothing in savings, spending every penny they can get a hold of to keep up with the jones.
I'm the opposite like my parents.
Work hard to get money, work harder to keep it.
Live below your means, not the other way around.
As I get older I can figure ways to live as well on less money, that means more in the bank.
I bought a new Toyota truck this year, that's my idea of splurging and being irresponsible.

My ultimate goal is to have enough to set up an open-ended annuity so my wife and I can live well for the rest of our years and then it transfers to my kids to set them up in life at least until they can get their careers and households established.