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You actually don't have to wait out an existing contract with AT&T. Buying an IPhone automatically cancels any existing AT&T contract you have and puts you into a new 2 year contract.
If you close the contract before the end I'm sure there is some sort of penalty, don't know the full details, but I understand these contracts are darn near impossible to break without penalties, and if you skip paying the penalties you get hunted down by the collections agencies and your credit can be damaged...
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Adam,
2019 BMW 540i
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