Quote:
Originally Posted by Shaun 84 Targa
James, I completely agree with you on the cycle-thing. as a conservative Democrat, I see idiot liberal Dem's just throwing money at the end of any given cycle.
Put some $ at the start and cycles can be broken.
On the kids issue, it's more cost-effective to be in a preventive mode rather than reactive. It also treats kids as assets, not as expenses. Put your money in assets and watch it grow rather than throw it away on expenses.
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Now, that is the wisest comment in this thread, the couple who live across the street have a 4 year old, they started a college fund when she 1st got pregnant, they have been looking at preschools and later, planning their budget for it. The main reason they moved into this area is because of the high quality schools. When I was young, and my father's retirement check & our family assets were seized/frozen by the Government (he was a union agent when he retired, hell, he was with that union since he after he finished W.W.II) we did without so I could go to a good school. You have to be willing to sacrifice if you have children to raise.