[dmcummins]

Thanks guys. The thing that helped me was simply tracking my net worth over the years. It made me look at things as assetts or liabilities. When I was still paying off my house I could see that was increasing my net worth and getting me closer to my goals. I also didn't keep alot of money in my checking account, I simply transfered it directly to my brokerage account . Also I maxed out the retirement accounts. We of coarse lived below our means, but still lived very good.

It also helped that my wife and I have had good jobs and everyone in the family has been healthy.

My golf game still sucks though, lost $25 today. I guess I'm going to have to work on that.