[MRM]

I am missing why the buyer cares about certificates of occupancy. If he does, can't you have the city inspector do a final inspection and issue one? The work is all done and done to code, isn't it? Depending on the extent of the remodeling job it is possible that the city wouldn't issue a new certificate of occupancy for your scope of work.

Certificates of occupancy get issued when the construction is substantially complete and the home is inhabitable. As far as I know, only one is necessary. If the PO had the house built with an unfinished attic, got a C/O, and finished off the attic on his own, I don't think a C/O would be issued and I don't see how that would be a problem for your new buyer.

I don't think title insurance would cover this situation and I'm not sure E&O coverage would apply either.