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I'm talking about a traditional IRA. I have a couple of old 401k's that I want to roll over and consolodate. You can do either an all-in-one type fund or open a brokerage account. Since I'm not savvy, I'll probably go with an all-in-one type account. Then there's the "Target" or "LifeStrategy" funds... if I go with the Target, I'm looking at a 2035 Fund. If I go LifeStrategy then there's another host of funds... Opening a brokerage account will be $30/year, which is nothing but... just don't know what to do.
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