[Rick Lee]

Exactly. I didn't read any farther because I saw in the contract the dollar amount she mentioned. BUT, a few pages later there is a clause that if you cancel inside of 6 mos., you owe the store a $400 early term. fee. I had never heard of such a thing. My company wasn't gonna pay that for sure. I told them they would never ever get that money from me and to go ahead and sell it to collections or write it off. My credit score is good enough that it can take the hit and recover nicely before I need to buy another house. Every mortgage I've ever done has not even tried to make me pay old parking tickets in DC. Collections like that mean nothing, other than a short term hit to the FICO.