[Jims5543]

Work Comp and another Insurance crock of crap!

I have to carry it too and it costs my little struggling business $7500 a year. I have had only 1 incident in 10 years, one of my guys got poked in the eye walking in the woods. I paid for the medical expense out of pocket in fear of making a claim and my rates going higher.

So basically I carry this insurance that I am afraid to use due to retaliation from the insurance company.

Yup, its really beneficial to me, maybe one day one of my employees will be really hurt bad and then I will have to make a claim only to see my premium double in the aftermath.