[dtw]

Our mortgage was sold to WF years back. We are now set up on their automatic draft program each month. It includes a field to set up additional principle payments, automatically. We're doing that. Our principal balance has really started gaining momentum after paying extra every single month since inception.

Always read the fine print on those biweekly payment 'offers'. They usually want an enrollment fee for the 'privelege', and there is minimal if any impact on the amortization.