Bobbie,
My buddies selling these for retail under $600K in Invermere;
LINK:
http://www.castlerockinvermere.com/properties/featuresheet.php?id=P1B16&phase=1
I can get you a deal on one; my good buddy is part owner in the development. I thought he was selling too cheap.
"NOT" on the lake though; you are correct.
When I lived in Calgary I spent my winters at Panorama, but always did the extra drive to Shuswap for summer vacations!
Cheers,