Quote:
Originally Posted by Rick Lee
Yes, but if he files with his own insurance, they will count that as an accident on his own policy, no?
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That depends on his insurance company's underwriting guidelines. Most reputable insurers will not consider claims under a certain dollar amount or where the you are not at fault chargeable (they don't count against you). All bets are off in no-fault states, however.
Call your agent and discuss before filing a claim. They usually have a good idea whether this should affect your rates or not (and it should not IMO).