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It's not clear from your post how the insurance company is treating it.
In your first sentence you say you "totaled" it, which suggests the insurance company is considering it a total loss.
But then you talk about fixing it, and your keeping it, which suggests that they are not treating it as a total.
The answer depends on how much the vehicle is worth, how much damage there is to it, and whether the insurance company is declaring it a total loss or not.
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