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Non Compos Mentis
Join Date: May 2001
Location: Off the grid- Almost
Posts: 10,655
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Pretty simple principle:
I only borrow money to make money.
I don't even like the idea of consolidating loans. It's stupid to pay for last week's pizza over time by using a credit card. To my mind, it's even worse to pledge your home as collateral to pay for last week's pizza. Better to have dumb purchases unsecured than risk my family's roof.
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