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To those of you who say the market hasn't reached a bottom yet, I say stop listening to the gloom and doom media. The time has never been better to buy. Interest rates will never be lower and prices are about as low as most sellers will go. It's a smart buyers market.
And by the way. Avoid ARMs. Better known in the media as "Sub-Primes". 5 years from now, when the prime is at 8%, you'll be sorry.
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