[MRM]

State Farm's not much of a commercial insurer. All the major commercial carriers will be able to handle you. Off the top of my head Liberty Mutual and St. Paul Travelers (Now I think just called Travelers) are logical choices. Both are big into comp and personal lines.

Another thing you probably should try is to contact an insurance broker. These are not agents, but are brokers who will fit you with the right policy and get paid a commission, like a real estate broker. They work for you so you are supposed to be able to rely on their advice. They can probably get you a better deal with a product that fits you better than you could get on your own, even considering the comission.