QUOTE: "There are many "charitable groups" with costs and overhead running to 90% of their donations. They are full of highly paid officers, and friends.
Typically being paid several hundred thousand per year for their "services"."
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Exactly.
Some of these organizations have been around for years and they choose very NICE SOUNDING names to induce empathy (and produce a $ donation).
Before sending ANY of them money, do a little homework.
Some have OUTRAGEOUS overhead, with little money actually going to benefit anyone else. All legal!!