[Rick Lee]

Anyone hear those radio commercials for Linux or Lennox Financial with Jon Shibley (sp?). His slogan is "The biggest no brainer in the history of Earth"? I can't believe a single word the guy says. He says his company is having another record year, while others go out of business and he'll do you mortgage for free. I guess, if someone got snowed into a mortgage they didn't understand and they now want out, that kind of person would believe refinancing is really free. I wonder how much higher their rates are to cover closing costs.