[motion]

I am envious of you guys with 750+ FICOs. Mine has hovered around 700 for the past several years and nothing I do will make it improve. I have a very large number of accounts open (mortgages) and of course, they are all high balance. My credit card ratios are good, I have not been late on any payment for many years, but still I cannot pull it up. I do have a pretty high number of inquiries in the past 2 years (real estate deals) and I was recently the victim of credit card fraud, which resulted in closing of one account. It was reopened as another account, but I know I took a hit. I HATE FICO SCORES!!!!!