[Porsche-O-Phile]

Normally, I'd say "get the car" but using a HELOC? Are you insane?

Save up until you have the $$$ to get it, then get it. A car is one of those things that debt should never be used to pay for if avoidable.

All it takes is one idiot SUV-driver on a cell phone and that car will be a pile of scrap metal and you'll be in a deep pile of doo-doo financially. Don't expect insurance to cover the price unless you're lucky. Getting full purchase price value on a pay-out would be difficult to do.

Save your equity. We're going into a recession and you might need it for something more important.

A house is not an ATM. Stop thinking of it that way - even for a Porsche.