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I've done work with permits and without. I understand that it's designed to be a check on the quality and safety of the work. But around these parts it's mostly about revenue.
Revenue for the permit fees and revenue due to an increase in your assessed value for property tax purposes. The city has a computer program that takes the square footage of your project and assigns a value increase for the renovation. This has nothing to do with actual value of the improvement and does not account in any way for the materials used. It's not arbitrary, but it's certainly not very accurate.
And while I'd like to believe the safety angle, I just can't. I've had too many inspectors just glance at my work and sign off.
So for certain required projects, like a new gas line or electrical service panel, I'll pull a permit. Both because the service won't get turned on with out it and because the safety and insurance compliance concerns are important. But for a bathroom remodel... not bloody likely.
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"Rust never sleeps"
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